Introduction
Welcome to Creditit Technologies ("Creditit", "we", "our", or "us"). We are committed to protecting and respecting your privacy.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our web-based platform (the "Platform"). It applies to all users and businesses using our services within the United Arab Emirates (UAE).
By accessing or using our Platform, you agree to the terms of this Privacy Policy.
Information We Collect
We may collect and process the following categories of information:
- Personal Information: Name, email address, phone number.
- Company Information: Company name, registration number, financial information as required for Know Your Business (KYB) checks.
- Authentication Information: Data from UAE Pass authentication.
- Usage Data: Information on how you interact with our Platform.
Sensitive data (e.g., biometric or health information) is not collected by Creditit. Any such data is handled by authorized third-party service providers.
How We Collect Information
We collect information:
- Directly from you when you fill forms or submit data.
- Through third-party integrations for KYB and KYC.
- In the future, through cookies and tracking technologies (with consent).
How We Use Your Information
We use your information to:
- Facilitate account creation and onboarding.
- Provide our data services to businesses.
- Fulfill requests to third-party financial services providers.
- Ensure Platform security and compliance with legal obligations.
Legal Basis for Processing
We process your personal information based on your consent. You may withdraw your consent at any time by contacting us.
Sharing Your Information
We may share your information with:
- Financial services providers for the purpose of facilitating financing.
- Service providers bound by agreements aligned with UAE regulatory standards.
We do not transfer personal data internationally.
Data Storage and Hosting
Your data is securely stored on AWS servers located within the United Arab Emirates.
Data Security
We implement appropriate technical and organizational measures, including encryption and access controls, to protect your data from unauthorized access, disclosure, or destruction.
Data Retention
We retain your data as long as your account remains active. Upon closure of your account, we delete your personal and company information in accordance with applicable regulations.
Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Updated versions will be posted on our Platform. We encourage users to review this page periodically.
Contact Us
For any questions regarding this Privacy Policy or to exercise your rights, please contact us at:
team@creditit.aiGoverning Law
This Privacy Policy is governed by the laws of the Dubai International Financial Centre (DIFC), United Arab Emirates.